Adding expenses

Adding your housing, transportation, financial obligations and miscellaneous expenses in AdviceCafé

Expenses can be either committed or spendable, which is a better way to understand your personal financial situation and stay on track.

Committed expenses

Your committed expenses are predictable expenses that benefit from automation. Committed expenses are divided into three main categories: Housing 🏡, Transportation 🚗, and Financial Obligations 🧾.

Housing 🏡 - committed expenses related to housing such as condo fees, rent, insurance, etc.

Transportation 🚗 - committed expenses related to transportation such as gas, parking, maintenance, etc.

Financial Obligations 🧾 - all other committed expenses such as insurance, savings contributions, childcare, etc.

Note: If you tithe regularly, a monthly expense item should be created in the Financial Obligations 🧾 section.

Spendable expenses

Spendable expenses are found in the Miscellaneous 🛒 section, and tend to be difficult to calculate and can vary significantly:

Miscellaneous 🛒 - spendable expenses such as groceries, travel, hobbies, etc. We recommend selecting the ones that apply to you and estimate the amount you spend on these items within a month.

AdviceCafé will recommend your ideal spendable, so you know how much is safe to spend on the expense items in the Miscellaneous section.

Tip: Click the ➕ icon to add a custom expense item to any list.

Tip: For the expenses that don't apply to you, you can skip them.

Tip: If you ever need to update or change something after you submitted your financial information, select the item to edit and update it.

Tip: If you're working with a financial advisor or some other connection that can access your financial information in AdviceCafé, don't forget to click Notify connection 📢 at the bottom of the Finances page to let them know you made changes.

Updated on: 25/02/2026

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